iPhone 11

For those familiar with lens focal lengths, in the commonly used 35mm equivalent (how the lenses would look on a standard 35mm camera), these are 13mm, 26mm, and 52mm lenses. The latter is technically not a telephoto lens, and Apple calls it an “optical zoom.” With the iPhone 11, you don't have that zoom ability, but you can still use a digital zoom feature, which lets you zoom up to 5X, to the detriment of picture quality.
The assumption seems to be that most people don’t need the telephoto lens, and perhaps this may be the case. The ultra-wide lens is better at taking close-up pictures such as of groups of people. In addition, a wider angle lens offers better depth of field — items further away remain more in focus — and this probably suits casual photography a lot more. However, if you do want all three options, then you have to pay the price for the Pro models.